Legal alternative to Fintech as a Service in Mexico
Arteria Connect is the gateway to the Mexican financial ecosystem. The work of experts in financial regulations enables the integration of services and digital products in your aplication.
Isn't FaaS prohibited in Mexico?
Several companies in Mexico tried offering FaaS using prohibited methods and are no longer able to do so.
Only Connect enables legal, secure and rapid connection to the Mexican financial ecosystem using permitted methods. Connect partners with Cuenca, a regulated financial institution operating under an IFPE e-money license.
Over 40 years of regulatory experience
Cuenca operates under the Mexican Fintech Law as a regulated IFPE–allowing it to hold customer deposits, perform inter-bank transfers and issue payment cards.
A team with over 40 years working at the National Banking and Securities Commission (CNBV) gives you and your customers confidence in the ability to ensure a stable, regulated financial institution.
Over three years, Cuenca registered 500,000 consumer accounts and processed over one billion dollars.
What Connect
enables
Connect enables consumers and businesses to have total access to your financial services in Mexico. Neobanks, crypto exchanges, international remittances, consumer services and credit companies can all use Connect.
Connect enables access to Mexican Peso accounts, inter-bank transfers, cash deposits, bill payments, virtual and physical cards with Mastercard in collaboration with Cuenca.
Account in Mexican Pesos
user = cuenca.User.create(
curp='ABCD000101HDFVVN06',
phone_number='+52555610838',
email_address='luisa@cuenca.com',
profession='programmer',
)
Money Transfers
transfer = cuenca.Transfer.create(
account_number = '646180157000000001',
amount = 100_00
descriptor = 'Transferencia',
recipient_name = 'Luisa',
idempotency_key = 'ID123456789',
)
Cash Deposits
user = cuenca.User.retrieve(
id=user.id,
)
cds = cuenca.CashDeposit.retrieve(
user_id=user.id,
)
Bill Payments
services = cuenca.BillPayment.create(
user_id=user.id,
account_number='ANxasdlkw12JSKA8q3',
provider='CFE',
amount=200_00,
)View Full Documentation
Our partnership with Tarjetas Cuenca
Connect partners with Tarjetas Cuenca–a Mastercard principal member for issuing cards.
Pricing
You earn 0.5% on the net card purchase volume—based on the card interchange revenue.
More Information
Our advantages
Others can offer you card issuing or bank transfers. But, only Connect gives your customers access to Mexican Peso accounts and financial services—under a regulated platform in Mexico and through an embedded user experience.